Hey everyone, I recently started using credit again after not for the past 11 years. I got a loan in January and another one last week and decided to pull my free annual credit reports just to take a look and I noticed something odd at the bottom of my TU report under soft pulls.
It is listed just as Rausch Sturm With an address but it says phone number not available and there is no permissable purpose line like under the other soft pulls. They have pulled twice in the past two years each a year apart.
So my questions are....is Rausch a debt buyer or attorney? Google still leaves me confused.....why are they snooping around my credit report as I haven't had any debt since two credit cards back from 2003-2004 that were charged off after falling on hard times.
Now I'm worried since I haven't applied for any credit up until this January and now my credit report has updated my new cell phone number and new employer and I think I may have a skeleton coming out of the closet
Any advice do I sit and wait and see or do I go looking for trouble and call them....I plan to pull my credit report again middle of August to see if they do another soft pull as they have the past two Augusts. I want to be prepared if there is something about to happen
Also if it is one of these cards last payment would have been in 2003ish
