Inquiries
My account with Pentagon Federal Credit Union, was closed and they put 4 hard inquiries on my credit file. Is that legal??
View ArticleSettled but not settled?
Hello, I would really appreciate some thoughts on a situation I am in with a debt collection/law firm who is suing me in Arizona justice court on behalf of a card issuer (original creditor). Some...
View ArticleMotion for Summary Disposition
Hello all, I received a motion for Summary Disposition in a lawsuit with Portfolio Recovery Associates here in Michigan and need some help with how to respond. I’ll break this down the best I can, if...
View ArticleService of process TN
I wanted to show you guys this old blog post from 2015: It was an Answer that contained the following “Affirmative Defense:” Plaintiff’s claim should be dismissed due to insufficient service of...
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Being Sued by Midland Funding LLC - Texas
Hello all. I hope I am posting in the right forum, if not please direct me, or move my post. I spent most of yesterday and last night reading numerous posts about being sued by Midland Funding, LLC....
View ArticleHigh credit is charge off amount
I see an account that is marked in trade lines in collection and would like to know if this is a charge off or collection. Also is the balance $486 the high credit? in the HighCred field it just...
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Sued by CACH, LLC
So yesterday I received a summons and complaint from CACH, LLC they say I owe a debt from Capital One of $600.00 from September, 2012. In 2 months this account will be 6yrs old.The attorney's that...
View ArticleBeing sued in michigan
Hi, I need some help here. I just received a summons from absolute resolutions investments llc they are suing me for 3800 and court costs. I moved to Michigan a little over a year ago and have been...
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Being sued my Midland Funding in Kentucky
I’ve read a lot of these forums and the information is amazing and a bit overwhelming. I’m looking for advice before filing my Answer with the court on Friday and to see if the documents included in...
View ArticleHow to file an MTC in Kentucky
I'm having a hard time finding out how to file an MTC in Kentucky.
View ArticleSurprise! Summons for Court???
Hi everybody and thanks in advance for any and all input. I am a 16 year breast cancer survivor and mastectomy patient. In 2011 I had my old breast implants from my reconstructive surgery removed by a...
View ArticleIs this a Scam?
This is the call I got today and left on my message. Hello P......I was contacting you again today in reference to the claim that is being filed in your name I'm notifying you that you were given the...
View ArticleCollection Email received today (Scam?)
I got this this afternoon at 5:00. Mind you it says the settlement is only good for today, but I think I see some violations of the FDCPA, like saying they will contact my employer. Thoughts? And...
View ArticleMORE DEBT COLLECTION CONFUSION AND MISCONCEPTIONS
MORE DEBT COLLECTION CONFUSION AND MISCONCEPTIONS 1. THE CONSENT ORDERS BETWEEN THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) and MIDLAND FUNDING and the CFPB AND PORTFOLIO RECOVERY ASSOCIATES...
View ArticleDo collection agencies still report to credit bureaus in 2019?
Do collection agencies, specifically FCR Collections, still have the power to report you to credit bureaus if you don't pay your debt?
View Article2 soft pulls from Rausch ?!?
Hey everyone, I recently started using credit again after not for the past 11 years. I got a loan in January and another one last week and decided to pull my free annual credit reports just to take a...
View ArticleDoes anyone have a direct merchants bank credit card agreement from around 2003
So I have recently discovered some soft pulls on my TU credit report and I began digging around to see who may be coming out of the closet and best I can come up with is an account with direct...
View ArticleFDCPA Debt Validation Myths
DEBT VALIDATION MYTHS The following are based upon misconceptions regarding the Fair Debt Collection Practices Act (FDCPA) U.S.C. § 1692 *NOTE* An initial communication is the first communication...
View ArticleBeing sued by portfolio recovery in texas
Hello, Being sued by portfolio recovery in Texas. Just looking for some help, received the citation Saturday. They left it with another person at my house. They own 5 accounts on my credit report....
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