Velocity Investments, LLC lawsuit against me
In 2008, I was in the market for some furniture and wanted to build up my credit. I decided to go to Rooms-to-Go. After picking out a set I liked, I sat down with the salesman to negotiate the terms...
View ArticleWells Fargo National Bank - Charge Off Settlement Offer
I've been going back & forth with Wells Fargo and we are at a 35% settlement offer, has anyone experienced where if I offered to pay 100% of the debt that WFNNB would agree to a deletion of the...
View ArticleHas anyone been sued by Midland Funding and had the lawsuit dismissed with...
Hello, I am doing some research about debt buyer lawsuits in Rhode Island, specifically what tends to happen to the lawsuits after they are filed. In looking at court records for cases filed by...
View ArticleHave a lawsuit against me from LVNV funding
Okay so I fell in with a bad credit card company a year or so ago. They called their self Credit One. They tried to make theirselves sound more legitimate by using a name close to capital one and even...
View ArticleAre these Lawyers that sue debt collectors a good idea?
I spoke to a local lawyer about my case and they were very interested because Discover has called me over 200 times since I sent them a Cease and Desist. They called 3 times a day almost every day....
View ArticleMy lawyer's suing Discover for TCPA & FCCPA. What else can I claim in...
I was sued by Discover/Zwicker in county court (Florida) despite me opting for arbitration in my DV letter. The court granted my MTC Arbitration so now I'm preparing my Demand for Arbitration in JAMS....
View ArticlePayday loan
Hey I just got an.email.stating that I could go.to.jail from some ace payday loan is this a scam is ace a scam they r talikng about seizing my bank account.and calling my job
View ArticleCalvary Portfolio Services Debt in Collections
Hello All, I'm new here and very excited to have landed on this site due to the wealth of information. I have an issue which I hope to find clarity. I currently have a debt in collections with...
View ArticleBad Credit
Hello everyone, I am looking for step by step instructions on how to fix my credit myself because I can't afford to pay anyone
View ArticleFDCPA Debt Validation Myths
DEBT VALIDATION MYTHS The following are based upon misconceptions regarding the Fair Debt Collection Practices Act (FDCPA) U.S.C. § 1692 *NOTE* An initial communication is the first communication...
View ArticleCharge-off situation.
Short version: Wanting to move in the next year and will obviously be looking for a Mortgage. I have a charge off of about $8000 from Prosper(a person to person loan provider) from about 3 years ago...
View ArticleServed a Summons- Discover (OC)
1. Who is the named plaintiff in the suit? Discover 2. What is the name of the law firm handling the suit? Smith and Mcarty 3. How much are you being sued for? ~$8800.00 + costs 4. Who is the...
View ArticleAllied financial solutions collecting for Huntington bank
I need some help. I have been fighting my battles with debt collectors and learning as I go. My fiance just received a call from a debt collector...Allied financial solutions to collect on a 5+ year...
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On a scale of 1-10, how good is this collection settlement letter?
I am trying to settle a collection. The SOL ends early next year and normally I'd just wait it out but I'm applying for a new apartment and they said any unpaid collections are grounds for being...
View ArticleHow is CCP 98 holding up
Hi All, Its been a long time since I've checked in. I did a little browsing on westlaw earlier today, and found a few federal decisions that viewed the Rocha and Rodgers cases unfavorably. As general...
View ArticleCA working for OC, still owns debt after 6 months?
Hi All! First post, hoping someone can address this question. I owe on a Chase Credit card that I let Charge Off, original amount is around $10k. I believe my last payment was in December of 2015....
View ArticleSettlement Offer from Wells Fargo Business CC. Are they trying to trick me?
Hello Everyone, I have (had) a business credit card with Wells Fargo a while back and always made my payments with them. Back in 2014 I was the victim of identity theft and in process of getting new...
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Auth. User removal clarification
Hi All, I have unfortunately had to spend almost all of my last 24hrs scouring this forum because yesterday my hubby was served for a suit from Midland Financial from an old debt and trying to figure...
View ArticlePaid Charge Off worth trying to remove
I'm working on cleaning up my husband's credit and he has several things one of which is a paid charge off. The DATE OPENED: April 17, 2010, but it shows LAST UPDATED: Sep 30, 2016. I am currently...
View ArticleACE Cash Services threatening email
I took out an online payday loan several years ago between 2008-2010 and defaulted on it due to unemployment and simple inability to pay. I closed the bank account the payday loan was deposited to and...
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