Collections Accounts
I have a couple of accounts on my credit report which are reporting incorrect information. One of them, the apartment complex illegally evicted me and took possession of the apartment. I paid rent...
View ArticleAttempt to collect out of SOL Cr Card Debt - Arizona
Yesterday, I've a voice message requiring my an attention to "very serious matter". Oh, here we go again. I decided to go ahead and called them back. Attorney: Nelson, Cruz and Associates (Dallas, TX)...
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Sued by Midland Funding in Colorado, file a demurrer or simple civil answer?
***Moved to "Is there a Lawyer in the House*** 1. Who is the named plaintiff in the suit? MIDLAND FUNDING 2. What is the name of the law firm handling the suit? (should be listed at the top of the...
View ArticleJefferson Capital reaging debt from 2003
Back in 2003 I had a falling out with Verizon Wireless, and I basically told them to F*** off, and refused to pay them. Boy was I stupid. Anyways, they posted the debt to my Credit Reports, and then...
View ArticleCollections
Can someone please help me. Just pulled my CR. TU is reporting two different date closed dates and payment history and amounts paid dont match. Also the date updated didnt change. C/O amounts keep...
View ArticleCapital one auto repo
It's a long story that started with my wife dying in December 2015 and ending with Capital one stating that I am on a repossession list. In September 2016 I lost all my clothing and furniture and TVs...
View Articlesuper help requested
need help...asap...was given a summons...*side question dude did not require signature...when being served, dont they need a signature?!?*...it was a utility bill...dte in michigan...*under...
View ArticleCREDIT REPORT INCONSISTENCIES
Can someone help me please. Received CR and TU, is reporting two different dates for date closed and C/O amounts keep changing along with the date first reported. Also, can a OC add a recent payment...
View ArticleIf you have LVNV on your CR - READ THIS!!!
By the way...we really need a sticky about LVNV and their 8000 different aliases, as there's always confusion about the relationship between LVNV/Sherman/Resurgent, etc.Mods?
View ArticleCavalry Portfolio Showed up on all 3 CRAs
Recently I noticed a sharp drop in my CS (50 points) and all three CRAs showed a collection for 5900.00 by Cavalry Portfolio Services, with the OC being Citibank. It shows date of last payment as...
View ArticleDiscover trying to pull my consumer law violation case out of Federal Court...
’m presently using a lawyer to sue Discover in Federal court for consumer law violations but they are trying to compel arbitration in compliance with the credit card agreement. Is there any valid...
View ArticleHave to leave overseas. Leaving debt in states. Questions
There is a long story behind this but I don't want to go to much into detail. My wife is divorcing me after 10 years together after I lost my job. No job no wife = zero way to pay debt. At this point...
View ArticleCredit Card/Collections Complaint- Utah SOL- Filing Counterclaim maturing or...
Hi, all Looking for a bit of guidance, and or opinion on a matter. Need it quickly, will be moving forward within next 2-4 days. The context is that I have been involved in correspondence with an...
View ArticleSouthwest Credit reply almost a year later
So here's my situation. Back in 2015 I was contacted by one JDB claiming that I owed about $700 in an old cable debt to a service provider I didn't have. I sent a debt validation and never heard...
View Articlesuit byPRA
Question about validity of a suit filed on us by Portfolio Recovery Associates. They sent to litigation of attorney in Snellville. Looking at summons served (and after investigating via social...
View ArticleCollections and Pre-Employment Credit Checks
I currently have 6 collections accounts on my report resulting from medical debt. I’m going through the pre-employment process at a big firm and the compliance department brought them up. They are...
View ArticleCollector state licensed???
Hello again, This forum helped me immensely with my own credit errors several years ago, and now I'm back asking a new question for my daughter. She has received ONE "bill" from a collection agency...
View ArticleGetting a debt collector to back off
I am judgement proof ( no income beyond social security) and am being pursued in court by a junk debt buyer. I've considered calling them up and letting them know that taking me to court would end...
View ArticleIs Midland likely to settle for 30%?
Hello everyone, Long story short, had 2 cards with credit one (one is mines and one is the wife's card). We underwent horrible financial hardship (we both lost jobs at around the same time). We let...
View ArticleSame account reported
I will try to make sense.I have a closed collection account for Verizon from Pinnacle services LLC on my Experian credit report.Well,a duplicate account is showing up,in Experian,same account and same...
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