Velocity Investments
Hi folks, I have two accounts that were purchased by Velocity Investment. One is being handled by CKS and the other by Convergent. I haven't heard Covergent for about a yeare and haven't contacted...
View ArticleDiscover-Charge Off
I have a Discover account currently in charge off status since 2017. $6400 Upon contacting Discover today in an attempt to settle the account, I was advised that the account is placed with an...
View ArticleLNVN Debt Collector
Everything I have read basically says if a debt collector says you owe. Then you owe it. Any suggestions how to beat a credit card debt that isn't yours.
View ArticleNo money, no job.. best course of action?
Today a certified letter had tried to be delivered to me from Synchrony Bank but I missed it. I know exactly what this is and what it's about. Being served for a deb ~$2,500 with them. I stopped...
View ArticleHelp with letter to collection agency - Settle now or I elect arbitration
Hello All, I have 2 collections on my credit report. Item 1 is 727 and the other is around 800. I'd like to offer the collection agency x percentage to settle the accounts. How should I craft a...
View ArticleZombie debt
Hi, I just got a letter from collections stating they want to collect a debt that is over 15 years old, and I am not sure it even belongs to me. This debt is not on my credit report and the letter...
View ArticleViolation? Or what?
I got a dunning letter from a CA in early April. Usual verbiage, I had 30 days to dispute. Which I did. They got my DV letter in mid-April. They did not respond. In early May I got another dunning...
View ArticleACE Cash Services threatening email
I took out an online payday loan several years ago between 2008-2010 and defaulted on it due to unemployment and simple inability to pay. I closed the bank account the payday loan was deposited to and...
View ArticleTATE & KIRLIN: Pay for delete offer
Greeting all! Opinions requested... I have received what appears to be an unsolicited payment settlement offer from a collector named Tate and Kirlin. They claim to be collecting for LVNV Funding on...
View ArticleUcc-1 filed agaisnt me collections
Anyone ever deal with kabbage , I defaulted on a loan and they just filed A ucc-1 on me what ever that means? I owe them 12k
View ArticleDesperate for help - Received a Midland (MCM) Pre-Legal Notification
So to give a small back-story first: I am in my late 20's. I live in South Carolina. I am someone who is very loyal to my work, so I have only ever had less than a handful of jobs my entire life. I...
View ArticleDebt Collector - Account Removed from Credit Report
Hello, hoping for some advice on a situation I have with a Medical Debt Collector. Almost 4 years ago, straight out of college, I had an emergency trip to the hospital which long story short left me...
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Time barred debt collection attempt
Thankfully found this forum on google. I have taken some time to read the forums but could not find an answer related to my questions. Perhaps I used an unrelated search phrase. Please forgive the...
View ArticleAbsolute Resolutions, Sueing WA State
I received a summons in person from Absolute Resolutions - Mandarich Law Group for an account originally belonging to Avant LLC. This account has been disputed previously through Dcoument Managemet...
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Pre-legal Collections settlement offer
Hello, I believe I am in the stage before I will get sued officially. I have the capacity settle up to 50% for both accounts. Each debt is about 10k and 5k. OC: Comenity Is it smart to try to settle...
View ArticleBeat Midland Funding, LLC Twice
This is my personal experience on how I beat Midland Funding, LLC twice in court and is not legal advice, but I will share what worked for me. Also, I want to thank Credit Info Center and all the...
View ArticleSued by Midland funding llc
Hi guys! I was wondering if you guys can help me. I have court soon in Chesapeake, Va. And I wanted to know where I can search for laws about debt collection lawsuit. Im scared because this is my...
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Got sued by midland funding llc( do I even have a chance of fighting them)
I was sued by Midland funding llc. I read this one post here and the guy almost had the same situation as me. He lives in Maryland I think. Basically, we got the same papers from midland. He fought...
View Articlecollectors charging interest with no basis
hi guys, its been awhile,thanks for all the help in the past I've been keeping my stuff reasonably straight, i had some medical bills that got late and went to collections. i paid the principal...
View ArticleReceived Court Summons from Velocity Investments, Need Help
Hello all, this is my first post but I have been reading through the site for a few months trying to find similar cases to help me. But it is all getting a little confusing. I think my case differs...
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