Settling for reduced amount on closed account
I had a Synchrony card that I had a high balance on but it was never over the limit. Synchrony suddenly closed the card for no reason other than I guess because I wasn't using it. Eventually with...
View ArticleMedical Bill in Collections
I had a procedure done about three years ago and received two bills totaling just over $1,200. Never paid anything on them and now they are in collections. I'm in the process of cleaning up my...
View ArticleSome called my brother about money I owe
Last fall, my brother was getting phone calls about money I owed to American Express. After about a month he told him I died, Because he was sick of the phone calls. They gave him information about...
View ArticleAscension St Thomas medical debt help needed
I had to have emergency kidney stone surgery in October 2020 at Ascension St Thomas hospital in Rutherford County TN and I was uninsured.After I was released I applied for financial aid by sending all...
View ArticleGemini Equities LLC
Looking for any information on the the following company: Gemini Equities LLC 243 Route 100 2nd Floor Somers NY, 10589 They use a "Return Service Requested" Address of: Dept 959 PO Box 4115 Concord...
View ArticleBeing sued by Midland Credit Management (Capital One)
I have a court hearing on the 19th and I just received from Midland a reminder but also a consent judgment to sign if I want to avoid court. I file a motion to arbitration. Has anyone dealt with this?
View ArticleBeing sued by Midland Credit Management (Capital One)
I have a court hearing on the 19th and I just received from Midland a reminder but also a consent judgment to sign if I want to avoid court. I file a motion to arbitration. Has anyone dealt with this?
View ArticleCollection Agency list...
This came from 2001badyear...some good info here. This is not a complete list of course...so if you have any CA names and numbers calling you - PM me or add it as a reply. Thanks!Not really sure how...
View ArticleLetter to your mortgage servicer.
Here's a letter my attorney gave which is what you use to derail mortgage servicers. You send this letter certified to your servicer and then wait. As he told me 90% of the time the servicer will not...
View ArticleCollector told me they CAN'T report to CRA. Why volunteer that?
I have a $2000 collection from a storage company. The collector told me it's coded so they can't report it to the CRA. Why would she volunteer this information? Why can't they report? They don't...
View ArticleJury Trial?
Has anyone been successful in taking a debt collector to a jury trial? If you can navigate the Summary Judgment hurdle, will they continue? I am no expert. I have been able to do this once - the only...
View ArticleLetter from Rausch and Strum (Texas)
I received a letter from Rausch and Strum about 10 days ago. The letter said the debt is from an assignee for synchrony bank. It's an account that is saying that is owed about $1600. I have typed up...
View ArticleJudge said they do not have authority to compel arbitration
Should I file the motion anyways, have them deny, then take it to the next level? Any help would be great. Thank you!
View ArticleLisa Cooper
Hi I had a very old Capital one account over 10 years ago, I declared and was taken to a debt management company call Perren, I've tried to contact Capital one on numerous occasion but not getting...
View ArticleBeing sued by Midland - seeking arbitration
Good morning!! I just received a court summons from a lawyer representing Midland Funding LLC for an old Capital One credit card debt around ~$4500. I’m a single mom and I definitely can’t afford to...
View ArticleServed Papers by collections agency in Nebraska for $1956.90
Hi there and thank you for any help given ahead of time. Yesterday I was served with papers by a sheriff notifying me that Accredited Collection Services Inc is suing me for the amount of $1956.20...
View ArticleLending Club Collection | Agreement Full of Blank Lines
I've been helping a friend who received a notice from a collection agency on a Lending Club (Web Bank) personal loan she stopped paying on late last year. The balance is around $6,000. In response...
View ArticleSued by MCM in NC
being Sued by Midland - in North Carolina Ok i have been reading some of the good information in this group but was just wondering if any one from NC is going through this or has been through this......
View ArticleBeing sued by Midland Credit Management (Capital One)
Today I received a response to my Request for Production. Within the documents, they resent the affidavit, statements (only from when it was sold to them), and Terms of agreement page (not original...
View ArticleMidland credit prelegal letters and arbitration
Hi everyone! I have Midland harassing me at this point about a synchrony bank credit card. They sent me 2 pre legal letters so far and honesty don’t know what to do. I read about arbitration but...
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