CK alerted me to a collection on my report 05/16/2023. The debt was charged off in 2017.
Jefferson Capital Systems is reporting that the original debt was opened on December 2022 when this was not the case. Can I dispute this without restarting the clock on this debt? Through CK I only see two options, dispute ownership or dispute accuracy or should I go directly through Transunion.
What should I do about this debt? Should I dispute it through Transunion or CK? Does disputing (in any way ) restart the clock on the debt anyway? Please advise.