I just love these collection letters. LOL.
I hope this letter finds you well. Despite our previous attempts to resolve the matter, it has come to our attention that we have not yet received any response or payment regarding the outstanding debt referenced below:
Account Number: 92M72313
Outstanding Balance: USD 3,446.76
Late Payment Charges: USD 500.00
Accrued Interest: USD 745.83
Total Amount Due: USD 4,692.59
We understand that circumstances may have arisen which have made it difficult for you to settle this debt, but we must emphasize the importance of addressing this matter promptly. Failing to resolve this issue could lead to legal action, which we would like to avoid if possible.To prevent further escalation, we kindly request that you take immediate action to remit the total outstanding amount of USD 3,446.76 by within 10 days from the date of this letter, otherwise USD 4,692.59 will be considered as total outstanding.Upon receipt of your payment, we will consider this matter fully resolved, and no legal action will be pursued. Additionally, if you require assistance or have any questions regarding your debt, please do not hesitate to contact us at REDACTED.
We genuinely hope to avoid any legal proceedings and believe that an amicable resolution can be reached. However, if we do not receive your payment or hear from you by the specified deadline, we will have no choice but to initiate legal action to recover the debt.
We strongly encourage you to treat this matter with the utmost urgency to prevent any inconvenience or legal expenses. We look forward to your prompt response and resolution of this outstanding debt.
Contact at REDACTED.
Sincerely,
Henry Smith
Debt Settlement Attorney
Debt Settlement Department REDACTED