Is a junk debt buyer suing you? Check your original credit card agreement online thru websites like https://www.consumerfinance.gov/credit-cards/agreements/
Does it have an arbitration clause?
Common ones like CITIBANK do…
I’m not a lawyer and I’m not offering legal advice but I’m only telling you my story. I was sued by a junk debt buyer PRA LLC and I did a motion to dismiss and compel arbitration…. The junk debt buyer didn’t want to go to arbitration because of the high cost but they did anyway, just to see if they could rattle me I postulate…
Btw If I get positive feedback and questions I will expound upon my journey-let me know, but let me first post two things. My answer in arbitration and my positional statement as the respondent prior to the evidentiary hearing.
Take courage. The answers are out there-may my tacit knowledge and experience help ease your burden. I have some more great resources, but if you don’t ask you don’t receive.
