I just love these!
I just love these collection letters. LOL. I hope this letter finds you well. Despite our previous attempts to resolve the matter, it has come to our attention that we have not yet received any...
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Junk Debt Buyers, I’ve got your number
Is a junk debt buyer suing you? Check your original credit card agreement online thru websites like https://www.consumerfinance.gov/credit-cards/agreements/ Does it have an arbitration clause? Common...
View ArticleCredit One sold debt that has been paid already to LVNV/Resurgent !
I have received a call saying LVNV owns some debt BUT Resurgent seems to be some sort of middleman for them. I explained it was paid. The person on the phone put me on hold forever and I hung up. I...
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Rescinding The Credit Card Agreement- Has anyone tried? Or had any success?
Hello, I am brand new to this forum. Thank you for all the information provided so far, I will be on these threads reading and reading. I did a quick search for "rescinding credit card agreements...
View ArticleACE Cash Services threatening email
I took out an online payday loan several years ago between 2008-2010 and defaulted on it due to unemployment and simple inability to pay. I closed the bank account the payday loan was deposited to and...
View ArticleShould I send a DV letter in response to this?
Earlier this week I received a letter from an OC which stated they had sold a credit card account to a JDB, and gave the name and address of the JDB. A few days later, I got a letter from the JDB,...
View ArticleNeed help with verbiage to JDB
Hello, I got received a litter from a JDB ..intent to sue. Can anyone post the verbiage I need to put in my response letter? Do I check the box dispute? What else should I ask for? The verbiage for...
View ArticleIm judgement proof but have questions
I defaulted on several credit cards back in August 2024. Couldn't afford groceries and I lost clients in my job and just couldn't pay them. I am married, live in TN which is a non community property...
View ArticleMidland interrogatories
Hello I received a summons from Midland about 2 months ago I responded to the summons. Received a court date for July 2025. Then Midland sent me interrogatories I didn't respond because I we had a...
View ArticleIf you have LVNV on your CR - READ THIS!!!
By the way...we really need a sticky about LVNV and their 8000 different aliases, as there's always confusion about the relationship between LVNV/Sherman/Resurgent, etc.Mods?
View ArticleScam?
This is an urgent message for**** regarding delivery of legal documents at insert address here reference the file number a B – 10422316 My name is Jessica and I'm contacting you in regard to the...
View ArticleSued by Portfolio Recovery (PayPay Synchrony). Need guidance please!
How to respond? 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)....
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ACE Threatening Email
This is the email I received from this company: This has got to be a SCAM!! TOO MANY PEOPLE ARE GETTING THIS SAME EMAIL!!! Dispute This Matter Into The Court House Case File 20150629-SI-WC-109...
View ArticleNeed advice about Stenger and Stenger
I would appreciate advice on how to proceed with Stenger and Stenger. I have been self employed 27 years. I'm paid in cash. I live in a non community property state, the Citibank card I defaulted on...
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