I'm very pleased to be a part of the forums here now, thanks everyone! First off, I am currently typing this on my phone so please bear with me until I can get to my computer.
Atlantic credit sent me a letter saying they are considering filing a lawsuit over a 6k debt with a home depot (citibank) card. I called they said they had sent out two letters before then changed to one letter later on. This is the first one I have received. Long story short on the phone for almost two hours and finally got them to email me statements... they tried everything they could to not mail them usps... only thing they have shown is the last 6 months of statements on that account before it was closed. Was closed in April of 2017 i believe. just looking for advice on what to do next.
I am so sorry I can only imagine how sloppy this all looks I will try to do better when I get home and have access to a computer. Thanks again!