So yesterday I received a summons and complaint from CACH, LLC they say I owe a debt from Capital One of $600.00 from September, 2012. In 2 months this account will be 6yrs old.The attorney's that CACH is using have never contacted me for this debt, so I could not even ask for debt verification. I don't know how to answer the complaint, or if I should file a motion. This is crazy all they sent me was this complaint and nothing before this not one letter or phone call. Could some one please give me some suggestions on what to do?