Collection period question
I am trying to dispute a medical collection on my credit report. Someone told me not to communicate with the collection agency because any time you do it restarts their collection period. Is this...
View ArticleMedical Debt Collections Questions
I have a bit of a unique situation. My daughter from a previous relationship is covered under my new wife's insurance. My daughter is 15 and it has been this way for at least 10 years. She is in the...
View ArticlePaying and Having Medical Collections Removed
I am working to clean up my credit report. I have 5 medical collections reporting for a grand total of $665. The largest one is $247 and the smallest is $16. I have no idea if they are legit or...
View ArticleBeing sued by Midland Funding LLC in Michigan - Help with MTD & Answer
I am being sued by Midland Funding and am planning to file a motion to dismiss/summary disposition before I file my answer but am having an extremely hard time finding any forms online to fill out to...
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Midland Funding - Letter received from Clarkson Law Firm
My husband received a letter from Clarkson law firm on behalf of Midland Funding saying he owes $2197.52. They state that he has 30 days to dispute the validity of the debt to prevent them from filing...
View ArticleAcknowledging a debt automatically reage it?
I just read that acknowledging a debt, even if it's past SOL will reage it. My auto loan is past the 7 years SOL by two years, I live in NY. I wasn't aware that this would happen when I spoke to an...
View ArticleCreditor Charge-off and Judgement
B of A charged-off and closed my acct. A little over a year later, B of A contracted attorneys filed suit and was awarded judgement. Can the same creditor have a charge-off and judgement against you...
View Articlegetting sued by finger hut
I need some help ASAP so Im getting sued by finger hut but the thing is I tried contacting them numerous time before regarding and item I never received I was going to pay for an item I did get but...
View ArticlePressler & Pressler - do I have any recourse?
Hello, I found out that I had a judgment against me a couple of years ago when I received paperwork from my local sheriff's office for the wage garnishment. I was never served - although they showed...
View ArticleBeat Midland Funding, LLC Twice
This is my personal experience on how I beat Midland Funding, LLC twice in court and is not legal advice, but I will share what worked for me. Also, I want to thank Credit Info Center and all the...
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Notice of exemptions
Has anyone ever filed a notice of exemptions prior to trial in an effort to derail their collection case? I haven't read or found much on the subject, and maybe it doesn't work. Seems to make sense,...
View ArticleMILLENNIUM FINANCIAL
I am new at this and want to start cleaning up my credit after some bad years 2009-2012 So I pulled my credit report from all three credit agency's. I got this alert from experian today from...
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Sued by BOFA - details inside - Initially secured card into unsecured.
I just got served on Saturday - for a BOFA credit card with $30,000 charge-off. As far as I remember, I got this credit card as a "secured credit card" by putting a $500 deposit to use, back in 2008....
View ArticleIC Systems - Old phone bill. Need to quickly remove dispute for mortgage.
Last year I noticed a collection account from IC Systems regarding a phone bill from 5 years ago. Other than that my credit is impeccable. When I applied for a mortgage last year it came up but the...
View ArticleCredit Report Is Clear Except For 2 Small Medical Collections
Hey everyone, around this time last year I discovered I was a victim of fraud and had a number of inaccurate items on my report/things in collections. I filed a police report, underwent disputes,...
View ArticleTiny Collection Demand
I've been sent a collection letter from a local bottom-feeder for a $25 local tax of some sort. Sent validation letter via certified/Return receipt. I'd pay the $25 to make them just go away, but...
View ArticleSOL in Florida
I have a question concerning statute of limitation on credit card debt in the state of Florida. I have a credit card debt that will reach its "SOL" on June 1, 2016. I recently became aware that a...
View ArticleHave payment arrangement, now being sued
I made payment arrangements with a law firm back in October, 2014. They have since disbanded and are seeking payment in full. I have made all my payments according to the payment plan, they have...
View Articlestipulation of discontinuance NY
Hi Guys can some one please hhelp me i got a bench trial with Foster & Garbus on 03/31 and today o recieved a stipulation of discontinuance from them to sign and to send back to them..what...
View ArticleAdvice for negotiating with CA
My son (an adult) owed $800 to a doctor's office which he didn't pay because at the time he thought it was an unfair charge. He didn't realize it would go on his credit report, etc. The debt was sent...
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