Need HSBC/Best Buy card agreement Q2 2010
Need assistance please, can not locate their Best Buy agreement in archives. Archives began Q3 2011, https://www.consumerfinance.gov/creditcards/agreements/ Unless I'm looking in wrong place. Thanks.
View ArticleStatute of Limitations of CC Debt in AZ Questions
I've been under the impression that the SOL on credit card debt in Arizona was six years but I'm seeing information online that it is three years. I went into default on numerous accounts in 2016...
View ArticleMidland credit prelegal letters and arbitration
Hi everyone! I have Midland harassing me at this point about a synchrony bank credit card. They sent me 2 pre legal letters so far and honesty don’t know what to do. I read about arbitration but...
View ArticleSued by Portfolio Recovery Associates, LLC
Hello everybody! New member here. I am currently being sued by PRA in a small claims court for an alleged amount of $840. The original creditor is Synchrony Bank, I was reading the clauses on...
View ArticleShould I take a settlement offer from collections or pay in full?
To be honest I don't really understand how credit fully works. I had a family member take out multiple credit cards in my name when I turned 18, I didn't know about them for years until I applied for...
View ArticleStenger & Stenger Collection
I settled in Court with them June 21, 2021 for the amount $2,740.00 versus $3,779.11. Making $ 45.00 a month payments and after a 90.00 down 8 payments I owe them $3,476.00. How can I owe more than I...
View ArticleCollection via email - violation?
I have read that the FDCPA rules were updated recently to allow collectors to contact you via email, social media, etc. I have a company called January representing Velocity emailing me now for an old...
View ArticleAdministrator of estate-how to prepare for “notice to creditors” legal notice
I recently filed a petition to open informal probate and application for assignment of personal representative. My father died intestate. He had owned his house outright but recently took out a...
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Being sued by Midland Credit Management - Motion for Continuance
So I got sued by MCM for a credit card debt, I answered denying every allegation made by plaintiff and requested a jury trial and then plaintiff filled a "Motion for Default" which was denied 😓. Few...
View ArticleThreat to Sue from Unifund (California)
I received a "notice of intent of legal action" from a law firm representing Unifund last week. It's for an old Citibank debt (~$3k) where I'm pretty sure the last payment was mid to late 2018 (aka...
View ArticleIf you have LVNV on your CR - READ THIS!!!
By the way...we really need a sticky about LVNV and their 8000 different aliases, as there's always confusion about the relationship between LVNV/Sherman/Resurgent, etc.Mods?
View ArticleImproperly Served by Portfolio Recovery Associates + more Questions...
Hi there, y'all have been amazing in helping in the past and I need to come up to you again for guidance. Due to a hump in my employment in 2017, it caused a domino effect of having 3 lawsuits filed...
View ArticleMIDLAND FUNDING LLC
I WON TODAYYYY!!!! MIDLAND FUNDING filed a lawsuit against me in Lancaster County Pennsylvania claiming that I owed a debt to an old credit card company. They had a lawyer out of Philadelphia...
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Sued by MCM in Georgia.
Hello, I am being sued in small claims court by Midland Financial in Georgia for a Comenity credit card debt. I've already attended a mediation meeting where the lawyer for the Law Offices of Emmet...
View ArticleBeing sued by Midland credit & on ssdi
Hi, Thank you for taking the time to help. I have a hearing coming up with Midland credit management. I am in disability and can not pay or hire an attorney. What are my options
View ArticleBasic Legal Question
Sorry if this is not the correct category to place this question... My son is a higher level baseball player (15 yrs old) that has recently done some private training with a local company. I use...
View ArticleHow to settle?
Hi everyone, I'm a bit overwhelmed. I'm looking for guidance on how to settle a bill (for less than amount owed) and make sure I get the best outcome possible. I was considering arbitration but I'd...
View ArticleDoes setting aside a default judgement reset the clock on statue of limitations.
NJ. The default judgement is from 2008, But a motion to vacate / set aside was granted. Does the statue of limitations go back to 6yrs instead of 20yrs.
View ArticleSettled account : Closed but now "on hold" - what does this mean?
Hello Curious to see if anyone else knows what this means? My account was settled on 2/28 - account paid and closed for less than full amount. I was being sued. Motion for default - failure to plead...
View ArticleWaiting for 1099-C from JDB never sent to me or IRS
I settle with JDB never got a 1099-C. It appears JDBs are not required to send 1099-Cs. (do I read this correctly?) Is what a JDB has a a debt obligation? listed as exception. Just wondering if it's...
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