Notice of Intent to file Suit Hunt and Henriques
Hi All, I am in California and I received a letter from Hunt and Henriques stating that they intend to file suit for a Capital One credit card debt of $2690. I am currently unemployed and wondering...
View ArticleCredit One sold debt that has been paid already to LVNV/Resurgent !
I have received a call saying LVNV owns some debt BUT Resurgent seems to be some sort of middleman for them. I explained it was paid. The person on the phone put me on hold forever and I hung up. I...
View ArticleCharged off/Sold accounts
I have an account that was charged off and sold. In May I paid off the debt with the collection agency but the credit report still shows debt. How can I get bureaus to update if the original creditor...
View ArticleIf you have LVNV on your CR - READ THIS!!!
By the way...we really need a sticky about LVNV and their 8000 different aliases, as there's always confusion about the relationship between LVNV/Sherman/Resurgent, etc.Mods?
View ArticleInvalid debt
A company that provides radiology service misapplied my payment and showed i still owed the $$. Then turned over the account to a collection agency - for $205. Which then showed up on my credit...
View ArticleWhat is the National Nurses Day?
What is the National Nurses Day? It is normally celebrated on the first Sunday of May every year. It is a celebration of all the hard work that nurses put in and for which the government is made...
View ArticleBeing sued by Midland Credit Management (Capital One)
Today I received a response to my Request for Production. Within the documents, they resent the affidavit, statements (only from when it was sold to them), and Terms of agreement page (not original...
View ArticleMidland Credit suggested suicide...
So I’ve been dealing with Midland credit for an account that is not mine. I’ve sent them everything they’ve asked for - police reports, fraud affidavits - and yet they still continue to try to...
View ArticleMedical Debt Collection-Settle now?
I have over $10,000 in various medical debts now with IC Systems. Two of the largest, over half will be past the collection statute of limitations in six months. I would like to start making a...
View Article$130,000 medical bill, no idea what to do next
After working extensively on repairing my credit, the wife has no credit, and "eating rice and beans" and fighting in court, finally had my credit going in the right direction. Unfortunately the...
View ArticleHow to Answer a civil action by Midland
A few years back I hit a rough stretch and defaulted on a Credit One Credit Card under $1500. It was pay the power or grocery or ignore this and so I ignored the Credit One account. Now I have a...
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I'm On SSI, In New Jersey, Being Sued By Velocity Investments
1. Who is the named plaintiff in the suit? Velocity Investments LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Ragan and Ragan 3. How much...
View ArticleCFPB Has Added New Rules to the FDCPA
The CFPB has added some new rules to the FDCPA that went into effect November 30, 2021. They are available in the Code of Federal Regulations. One of the new rules is that a collection agency...
View ArticleGoing against Midland and Won
I followed all the steps here to fight Midland and I won. 5/21 Case filed in Court 8/5 Personally served at my home 8/18 Filed an answer 8/19 Trial scheduled for 10/15 8/23 I filed motion to compel...
View ArticleReceived phone call that they are suing me
I have not had any credit in probably about 10 years or longer. My husband who abandoned my kids and I ruined my credit many years ago, but I am not currently aware of any credit issue. I received a...
View ArticleAm I responsible for stepdaughter’s ER bill
Several years ago my stepdaughter had a suspected broken arm. Her dad was at work and said he couldn’t leave, so I took her to the ER. I signed what I believed was consent to treat her. However, all...
View ArticleHas Portfolio Recovery violated FDCPA 5-day notification rule? If so, how do...
Hi all, I have a situation that I haven't been able to find advice about, so I'm curious for thoughts/guidance- On November 9 (2021), I received a voicemail from Portfolio Recovery, stating simply...
View ArticleGoing into Mediations with Portfolio Recovery Associates
Hello, I recently discovered this form as a source of help and information for collections and how to handle debt buyers, and I would very much appreciate any and all advice I can obtain as I will be...
View ArticleBeing sued by Midland - court date issued
Hello! I am being sued by Midland Credit Management for an old Capital One credit card. I filed a response and finally received a giant packet including my court date of February 7th. The SOL runs...
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Dismissal without Prejudice (Portfolio Recovery Associates, LLC)
Hi all, new member joining in! I was sued by Portfolio Recovery Associates, LLC for an alleged debt. I filed an answer & motion to compel arbitration. I filed a demand with the American...
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