Received phone call that they are suing me
I have not had any credit in probably about 10 years or longer. My husband who abandoned my kids and I ruined my credit many years ago, but I am not currently aware of any credit issue. I received a...
View ArticleDebt collection letter received from Hunter and Henriquez
Hello, I recently received a letter from Hunter and Henriques stating that they are trying to collect a debt that I owe to a Bank of America credit card. I couldn't pay this debt completely to the...
View ArticleLVNV True accord Email Collections
Got an email from trueaccord saying they were trying to collect a debt that is owed to LVNV. The email goes on to give the standard dispute options and says at the bottom they cannot sue for debt. The...
View ArticleCredit Card reception/request
Hello. I applied for a Credit Card. Was approved and had money excepted. But, I've yet to receive a Credit Card that was said, it was going to be sent. I'm able to check for any information...
View ArticleFiance Sued By PRA, LLC
Thank you for your time in advance. I'm seeking advise for my fiance, who is being sued by PRA, LLC, in what I believe is small claims court (under $8000). She is completely unsure of how to handle...
View ArticleShow cause hearing
Can someone please tell me what a “show cause hearing” is? I received a notice of appearance after Midland’s attorney failed to show up for court.
View ArticleCollection is past the statute of limitations, what should ai offer in a PFD?
Do you think I can get away with 30%?
View ArticleCan't find any info or contact number
I am being sued by Champion Funding Inc and can't find any info on the company. Looking for website, phone number, address etc. Researched for hours online but came up with nothing.
View ArticleScam?
Got this phone call today. Pretty sure it's a scam. This is Lee Scott with CGI retaining to make a recommendation on paperwork in our office with your name and social. We have it address (my...
View ArticleMORE DEBT COLLECTION CONFUSION AND MISCONCEPTIONS
MORE DEBT COLLECTION CONFUSION AND MISCONCEPTIONS 1. THE CONSENT ORDERS BETWEEN THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) and MIDLAND FUNDING and the CFPB AND PORTFOLIO RECOVERY ASSOCIATES...
View ArticleHELP!!! CON Ed sent me to collections
HELP!!!! I moved 6 months ago and I when I closed out my account with ConEd they told me that I would recieve the final bill via mail. I moved and they never sent me the final bill via email or by...
View ArticlePaid medical collection returned to Equifax report as "unpaid"
Hello everyone, Looking for guidance on how to proceed to clear up this issue as efficiently as possible. In April 2022, I paid settled on a medical debt ($650 --> $455). We settled because the...
View ArticleCRS & Associates
I've gotten about 2 calls from an area code that is associated with my county (they even somehow got my dad's cell phone number and called him as well, not sure how that is even possible) in the past...
View ArticleSummons from Love, Beal, & Nixon
I recently received a summons from this law firm for a credit card debt. The debt was originally on Comenity Bank but was bought by Midland Credit Mgmt. I had not received anything on this debt in...
View ArticleJudgement Entered
OMG, I am beside myself. I was sued by Mandarich Law Group on behalf of LVNV. I was served on August 5, 2022. I filed a motion to compel private arbitration on August 29, 2022. I sent everything...
View ArticleReceived this letter today (Chase Receivables)
I haven't actually received a dunning letter in YEARS (some have claimed to send them, but I haven't actually received one) until today. I couldn't even make heads or tails of it, it was so weird (my...
View ArticleLvnv collections in texas
Hello i have a collection on my report from lvnv that was a lending club (web bank) acct I believe 2018 was last payment made, i just looked at my CK and it says opened it 2020 which isnt true. Whats...
View ArticleIf I sell my house, will the collection agencies take my money?
i have 1 vehicle repo(10k) and 10k credit card debt, if i sell my house will the collection agencies take my earnings from the sale?
View ArticleIntegrity Solutions
Long tie for not posting as it has been a long time since needing to. Background. It has been at least 9 years and accurately 12 years since I have really heard from any collector or JDB. This is...
View ArticleNever received summons - wage garnishment
Hello and thank you for your time 2011 i had a credit card i never paid off. In late 2012 into 2013 i was summoned in small claims court. Using this wonderful forum i was able to defend myself pro...
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