Hi,
I'm 4 months behind on my car payments and a repo man knocked on my door today. The car is parked somewhere else. I start active duty 03/01 and so am about 3 week away from being able to make payments again. It's likely that it will be quite a while before I need a car. Has the harm to my credit already been done? Should I wait and try to make payments again or just let them take the car?