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Motion to Dismiss

Need help and input. Got served sunday with complaint by cavalry llc. The paperwork was filed 5/13/15 and served on 1/31/16. This is clearly outside the 120 day window, and as far as I can tell, they...

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Promissory Note

I signed a promissory not back in April of 2012. My CPA got me to sign it because he billed me over $20,000.00 to resolve a tax audit. I paid my bill down to about $14,000.00 when he persuaded me to...

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Default Judgment by A Now-Closed Collection Agency... Who Owns the Debt?!

I live in Colorado, but was a resident of New York State until 2012. I was attempting to secure a vehicle loan through my credit union in NY, when it was discovered that a judgment was entered  in...

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Settling debt, verbage in memo line

Hi, I am trying to settle some of my debt and avoid a BK.  I have a letter from the collection agency that appears to have everything suggested on it correctly. My question is.... is there specific...

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Allied financial solutions collecting for Huntington bank

I need some help.  I have been fighting my battles with debt collectors and learning as I go.  My fiance just received a call from a debt collector...Allied financial solutions to collect on a 5+ year...

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Going to trial with Midland Funding..please help

Hi guys..can some one help me..,i have already been to court twice where a legal aid lawyer helped me and midland funding lawyer was asked to submit discovery with (it specifically said signed...

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Being Sued by Cavalry SPV in California

My husband was served in person on approx. 12/10/2015 with a Limited Liability Case for $25,466.63 and they included Does 1 through 10.  The attorney's in the case are the Winn Law Group.  The case...

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AES Student loan in Default- MRS Associates calling

I have a private student loan through American Education Services. As far as I knew, my loan was in a three month forbearance from Nov, Dec and Jan with my payments to resume in February. When I...

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Unfair Practices under the Fair Debt Collection Practices Act

I have used the Fair Debt Collection Practices Act under Unfair Practices and have been successful in negotiating with companies regarding unfair practices using the FDCPA.  They cannot charge...

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Wells Fargo "refund" is this a trick?

I received this letter on a long dead Credit Card, it is well past SOL and seems to have been sold a couple times. Is this a trick or a way to get me to reset the SOL? wells.pdf

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Gym Membership and Swift Funds Llc

Hello allI joined a gym about 1.5 years ago on a month to month basis. I also paid for a few sessions of personal training. I pulled my credit and saw two collection accounts from a Swift Funds Llc. I...

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Being Sued in Texas by Portfolio Recovery

Very simple I am being sued by PRA in Texas I received a Civil Citation for a Debt Claim Case 1. Who is the named plaintiff in the suit?Portfolio Recovery Associates LLC assignee of XXXXX bank XXXXX...

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Letter and draft of proposed suit from WW&R. Seeking Opinion

Law Offices of Weltman, Weinberg & Reis Co., L.P.A. 2155 Butterfield Drive, Suite 200-S Troy, Michigan 48084 (248) 362-6100 February 10, 2016 My Address Creditor: LVNV FUNDING LLC   Internal No:...

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Served by Portfolio Recovery Associates

I am being sued by Portfolio Recovery Associates LLC, PRA in the state ofTexas This morning, I received a Civil Citation for a Debt Claim Case,  which was given to me by my 7 year old daughter, who...

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Ucc-1 filed agaisnt me collections

Anyone ever deal with kabbage , I defaulted on a loan and they just filed A ucc-1 on me what ever that means? I owe them 12k

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collection agency closed, letter returned

I was treated in the emergency room without insurance but received HCAP, basically charity forgiveness. when youre broke but not broke enough for medicaid. It took the hospital over 90 days to approve...

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Outrageous Debt Collector

I live in Illinois and operated a business with a net 30 account for inventory. In October, I went out of business owing roughly $13k in invoices. Over the course of the last few months, they've held...

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Grandmother's medical debt

My grandmother died 3 years ago.  Now there is a collection agency, GLA, calling for her every single day trying to collect some money she owed. I believe the debt is for a hospital type bed she...

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Car Reposession - Starting Active Military Duty

Hi,  I'm 4 months behind on my car payments and a repo man knocked on my door today. The car is parked somewhere else. I start active duty 03/01 and so am about 3 week away from being able to make...

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Debt purchased then sold back?

Hi, I recently got divorced. We had a joint account and I was the primary. I should have known better, but I did not cancel it. Now it is over $11,000. It was with Credit Card Company A. By the time I...

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